Funding products
Each product works differently: how you receive the money, how you repay it, and what it costs. Here's a plain-language look at every option we offer, so you know what to expect before you talk to us.
A lump sum, repaid on a set schedule.
Borrow a fixed amount up front and repay it over a set term with predictable payments. A term loan suits planned investments where you know the cost ahead of time.
Best for
Government-backed, long-term financing.
Loans partially guaranteed by the U.S. Small Business Administration and made through approved lenders. They generally offer longer terms and lower rates than most alternatives, in exchange for more paperwork and a longer approval process.
Best for
Draw funds whenever you need them.
Get approved for a credit limit and draw from it whenever you need, up to that limit. You only pay on what you have drawn, and as you repay, those funds become available to use again.
Best for
Funding based on your future sales.
Receive a lump sum in exchange for a portion of your future revenue. Instead of a fixed loan payment, you remit a share of your sales, so remittances follow your revenue. Approval leans on your deposit history more than your credit score.
Best for
Turn unpaid invoices into cash now.
Sell your outstanding invoices to a factoring company and receive most of their value up front, instead of waiting 30 to 90 days for customers to pay. The rest, minus a fee, is paid to you once your customer settles the invoice.
Best for
Finance the machines your business runs on.
Purchase or lease new or used equipment, from trucks and machinery to kitchen and medical equipment. The equipment itself usually serves as collateral, which can make approval easier.
Best for
Not sure which fits?
You don't have to choose a product to apply. Tell us about your business once, and your specialist will lay out every option you qualify for, side by side.
